Using Your Dental Insurance to your Benefit this New Year

New Year, New Smile — With a new year, a lot of things renew and dental insurance is one of them. In the midst of setting new goals and priorities for ourselves, how about putting a healthier smile on that list? Whether you are taking routine care of your teeth or are thinking about a bigger procedure such as braces or Invisalign, your dental insurance will help you reach these goals. Make 2019 the year you take control of your oral health!

Long-Term Savings

There are many benefits that come with having dental insurance, like potential savings in the long run. Additionally, having dental insurance may help ensure that your oral health is on the right track. With most dental insurance plans, preventative procedures like routine cleanings and exams, X-rays, and fluoride treatments are completely covered without meeting a deductible or paying anything extra out of pocket. This means you’re more likely to visit the dentist on a regular basis and any issues like cavities can be noticed and taken care before anything gets out of hand. So, the start of the new year is a great time to visit your dentist to make sure your teeth are in good condition. During these types of appointments, your dentist will also be able to refer you to your nearby orthodontist if they feel like orthodontic work would be the best option for you.

More Procedures Covered by Insurance

The second type of procedures that dental insurance covers is called a ‘basic procedure’. If you ever need a cavity filled, tooth pulled, or find yourself needing a root canal, these types of visits would be filed in this category. Your dental insurance comes in to play here and typically most plans will cover 70 to 80 percent after meeting a deductible if you have one. Other types of plans pay for the full cost of visits until you reach a certain maximum, which can range from $1,000 to $2,000. This means you can likely have several basic procedures done until you reach your maximum. Coinsurance and copays will also help determine what you pay out of pocket.

Orthodontic Work

To receive coverage for orthodontic treatment like braces, InvisalignⓇ and other corrective solutions, most dental or health insurance plans will allow you to add on an orthodontic plan to make corrective procedures more accessible and affordable for you and your family. If you are considering early orthodontic treatment for your child or a corrective treatment for yourself, talk to one of our many orthodontists in central Kentucky about different insurance options and what they recommend to work best for your life and goals.

At White, Greer, and Maggard, we would love to help you make your smile a priority in 2019! We accept many different kinds of dental insurance to help make meeting your goals a little easier. Talk to one of our Kentucky Orthodontists today to learn more about what your dental insurance can do for you. They’ll help guide you through any questions you have. Put your best smile forward this year!